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Joined 9 months ago
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Cake day: October 11th, 2023

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  • Yup. We run two cars since we both commute for work but one is fully paid off and the other one is almost done. They payment for the first one is now going into a repair account for it and a down payment account.

    The reason we haven’t paid off the other car is because we had 0% financing. So the money going into the ally account is making us money vs the bank having it.

    We also have a gm card and both cars are gm. So we should have several thousands to redeem on that towards a new down payment.




  • I live in NJ and my last car before this had a 100mile round trip commute on it. Last I checked they salt the roads. I don’t do any maintenance on my car. I take it in for service at the dealer during the finance period and then a local shop near me for larger repairs. I take it to a valvoline for oil changes. Last car I retired needed a total of 6grand in repairs over its life that weren’t regular maintaine. That is why I said to take 20% of the payment and put it in a bank account for repairs. You should read another person’s posts before making a bunch of self serving assumptions to make your self feel better