After making coffee at home and figuring out exactly the way I like it to be made, I hardly ever consider rolling the dice on one if I can help it. Getting it while out and about is only for when I have no other choice (not being home for a long time). The cost savings are just gravy.
Unfortunately, the way many companies are set up these days, they require employees to use multiple different web applications to do their job. And if you’re a developer, you need many different tabs for testing scenarios.