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Joined 1 year ago
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Cake day: June 11th, 2023

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  • Paramedic of 10+ years here. If you are a first responder and this verdict gives you pause, makes you worried about your ability to do your job well, then you are in the wrong profession. We already operate publicly - on scene someone is usually recording us on a phone, in the ambulance we often bring a family member and explain what we’re doing, at the hospital we justify the treatment we initialized, and after the run someone is reviewing our documentation. We are accountable for every milligram of drug we administer to a patient, and if that is too great a burden, then please do us all a favor and just leave now.

    Prosecution of paramedics is rare because we operate in difficult situations (to put it kindly) and patients often have poor outcomes regardless of treatment. What generally protects us is the maxim of always acting in the best interest of the patient. The minute you stray from that path, you can and should be held personally (and criminally) accountable for your actions.



  • With respect to data, there does seem to be a damning amount of it in the CFPB dataset they analyzed for the article. The fact that approvals were this disproportionate even when accounting for “income, debt-to-income ratio, property value, downpayment percentage, and neighborhood characteristics” is alarming. Specifically with respect to income, approval for lowest-quartile whites exceeded that of highest quartile blacks. Yes, credit score was not available in the dataset, but we know it doesn’t fully explain the gap because of its frequency as a cited reason for denial, and reliance on credit doesn’t really do much to dig NFCU out of this hole IMO.

    I’m tempted to agree with the authors assessment that the use of automated tools by the underwriters is a likely contributor. Use a tool trained on historically racist data and practices, and that’s what you’ll get more of.