• FlowVoid@lemmy.world
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    7 months ago

    Liquid assets are a type of wealth. For many people, liquid assets make up the biggest part of their wealth.

    • catloaf@lemm.ee
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      7 months ago

      No, they don’t. Liquid assets don’t increase in value. If they had $1 in cash seven years ago, it would be worth less than that today due to inflation.

      • FlowVoid@lemmy.world
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        7 months ago

        Stocks are liquid assets. They can increase in value.

        T-bills are also liquid assets. They can also increase in value.

        Savings accounts and money market accounts are also liquid assets. They can also increase in value.

        • iknowitwheniseeit@lemmynsfw.com
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          7 months ago

          I’m pretty sure that liquid assets are things that you can spend, so cash and bank accounts. Anything that you have to sell to buy things is not a liquid asset. (Note that we are not talking about barter. I had a friend at college who traded a snake for a VW camper, neither of which would be considered a liquid asset. Even though technically you could put the snake in a giant blender…)

    • jeffw@lemmy.worldOPM
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      7 months ago

      When you’re a billionaire, most of your net worth comes from businesses you own, not liquid assets.

      • FlowVoid@lemmy.world
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        7 months ago

        Billionaires are far more likely to own part of a business than 100% of a business. And if you own stocks, then you too own part of a business.